She’ll be right mate… Why the Aussie way is causing an underinsurance epidemic

Improving the financial outlook for the family is the key driver for the majority of Australians – Most will commit blood, sweat and tears to this very endeavour. Yet, the majority fail to adequately protect the legacy we try so hard to build. Why? Australians see themselves as ‘bulletproof'. Of course such faith that ‘she’ll be right mate’ belies that fact that illness and injury strikes thousands of Australians everyday. In 2017/18 there were over 777,000 hospitalisations due to [...]

2020-06-22T05:30:11+09:30October 17th, 2019|Insurance, More than just Finance, Retirement Planning|

Risky Business

Don’t confuse risk with volatility When talking about risk, many investors are actually talking about volatility – the usual ups and downs of investment markets. When the actual return from an investment is lower than expected, investors believe that they have lost money in a physical sense. But in fact they have only lost money ‘on paper’. It is only when they actually sell the investment at the wrong time (when returns are at their lowest) that they permanently lose [...]

2019-10-04T05:43:15+09:30October 4th, 2019|Investment, More than just Finance|