SA Leaders Q&A – COVID-19

24th March - SA Leaders Q&A session with Andrew Creaser "People are worried about their investments, and emotions are running high but what we do have is control over how we respond. The best financial advice in the wake of COVID-19? Don’t panic. How do you make informed decisions? What are the opportunities?"

2020-07-08T06:41:09+09:30March 24th, 2020|Finance, Market Update, The FinSec View|

Labor’s franking policy is a ticking bomb for all super funds

The Australian Labor Party (ALP) proposal to limit cash refunds of franking credits will clearly impact many pension phase SMSFs, but we believe it also has the potential to impact many other superannuation funds. In this paper, we build a model of the key variables which determine whether a superannuation fund is likely to lose refunds of net franking credits under the ALP proposal. Our model is consistent with and helps explain an article in The Australian which reported that $309 million in [...]

Investing is a house

If you’re like me, looking to build a house on your own, then the following should come as no surprise: In order to construct a new home, I first off have to know my strengths—and areas where I need to rely on experts and specialists instead. For instance, I know what I want my home to look like: two floors, an open kitchen, north-facing windows and an oversized deck. But I don’t really know how to go about building it to [...]