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1November 2019

Weekly Market Update – 1st November 2019

November 1st, 2019|Weekly Market Update|

Investment markets and key developments over the past week The past week saw US shares push to new record highs helped by good earnings results and Fed easing, but other share markets were soft not helped by mixed news on US/China trade talks and still soft global economic data. Increasing talk that the RBA may be done cutting saw the Australian share market fall led lower by financials, consumer and energy shares. Bond yields generally fell as did commodity prices with a sharp fall in the [...]

25October 2019

Weekly Market Update – 25th October 2019

October 25th, 2019|Weekly Market Update|

Investment markets and key developments over the past week The past week saw major share markets push higher helped by generally good US earnings reports, benign geopolitical news and optimism that global recession will be avoided. US and Eurozone shares rose 1.2%. Japanese shares gained 1.4%, Chinese shares rose 0.7% and Australian shares gained 1.4%. US shares are now just 0.1% below their July record high and Australian shares are just 1.5% below their July record high. Australian shares benefitted from the positive global lead with [...]

18October 2019

Weekly Market Update – 18th October 2019

October 18th, 2019|Weekly Market Update|

Investment markets and key developments over the past week The past week saw most major share markets continue to push higher helped by the lessening in geopolitical risks around trade and Brexit and a solid start to US September quarter earnings reports. US shares rose 0.5%, Eurozone shares gained 0.3% and Japanese shares rose 3.2%. Chinese shares fell 1.1% partly on the back of soft economic data. Australian shares also rose by 0.7% with solid gains in energy, health, consumer discretionary, industrial and financial shares but [...]

17October 2019

She’ll be right mate… Why the Aussie way is causing an underinsurance epidemic

October 17th, 2019|Estate Planning, Insurance, More than just Finance|

Improving the financial outlook for the family is the key driver for the majority of Australians – Most will commit blood, sweat and tears to this very endeavour. Yet, the majority fail to adequately protect the legacy we try so hard to build. Why? Australians see themselves as ‘bulletproof'. Of course such faith that ‘she’ll be right mate’ belies that fact that illness and injury strikes thousands of Australians everyday. In 2017/18 there were over 777,000 hospitalisations due to injury or poisoning. This year alone [...]

11October 2019

Weekly Market Update – 11th October 2019

October 11th, 2019|Weekly Market Update|

Investment markets and key developments over the past week It's been a good news week on the geopolitical front with the outlines of a mini-trade deal between the US and China and signs of progress on Brexit. Share markets were whipsawed through the early part of the week on conflicting reports regarding prospects for the latest US/China trade talks but then rallied sharply as a deal came into view. This saw US shares rise 0.6% for the week, Eurozone shares gain 1.8%, Japanese shares rise 1.8% [...]

8October 2019

Weekly Market Update – 8th October 2019

October 8th, 2019|Weekly Market Update|

Investment markets and key developments over the past week Global share markets fell again over the last week on the back of increasing concerns about US and global growth after another fall in the US manufacturing conditions ISM index. Although a good US jobs report provided a reprieve on Friday, US shares still fell 0.3% over the last week and Eurozone shares lost 2.5%. For the week Japanese shares lost 2.1% and the Chinese share market fell 1% albeit it was only open for one [...]

4October 2019

Risky Business

October 4th, 2019|Investment, More than just Finance|

Don’t confuse risk with volatility When talking about risk, many investors are actually talking about volatility – the usual ups and downs of investment markets. When the actual return from an investment is lower than expected, investors believe that they have lost money in a physical sense. But in fact they have only lost money ‘on paper’. It is only when they actually sell the investment at the wrong time (when returns are at their lowest) that they permanently lose money. When we talk about risk, [...]

3October 2019

Compare pears with pears, not apples

October 3rd, 2019|Superannuation|

Australia’s Industry Super Funds have been running the highly effective ‘compare the pair’ campaign for many years. However, Zenith (a leading research consulting firm) argue in a recent paper that ‘this comparison is not straightforward and is often misleading’. Zenith’s research focus on what constitutes a ‘Balanced’ Super Fund portfolio. They argue that most people’s definition of  ‘balanced’ is something like a 60/40 mix of Growth and Defensive assets. However, the so-called Balanced Option of Industry Super Fund, Host Plus, contains a staggering 93% exposure to [...]