FinSec Post

Hunting for Income

Lower cash rates and government bond yields have prompted a widespread hunt for income-producing investments. Although rates are likely to head up when the economy shows sustained signs of improvement, the yield climate will probably remain challenging for the foreseeable future. As a consequence, demand for investments such as dividend-paying stocks and investment-grade corporate bonds is likely to remain high. For an investor entering retirement, holding a well-diversified, managed portfolio will be key. Growth and defensive assets both play an important part of the [...]

2014-05-01T04:16:58+09:30December 17th, 2013|FinSec Post, Investment|

US budget crisis over

President Barack Obama has signed into law legislation raising the Treasury Department's borrowing authority, officially ending the government shutdown that has crippled the country since Oct 1. His signature came hours after the US House of Representatives passed the legislation, the result of a deal that reopens the federal government with a temporary budget until January 15 and extends US borrowing authority until February 7. Earlier, the Senate passed the bill by 81 votes to 18. In the following article Dr [...]

2014-05-01T04:29:47+09:30October 18th, 2013|FinSec Post, More than just Finance|

Reducing Aged Care Fees with Investment Bonds

As we get older it is a safe assumption that many of us will need to access aged care services. Like any other service we should also expect to pay for it, but what sort of fees should we expect and what strategies should we be thinking about to minimise them? Aged Care Fees - At A Glance:  If you need to move to residential aged care you can expect to pay several types of fees: Entry fees – this is [...]

2014-05-01T04:30:09+09:30October 11th, 2013|Aged Care, FinSec Post, Pre-Retirement Planning|

Reversal of fortune – the UK

Will UK sporting triumph translate to economic success?  The UK seems to be on top of the world at the moment. But has all the sporting success and celebration translated into a more prosperous outlook for the troubled economy? Set the clock back five years and the UK is a country in crisis. The world’s second largest financial centre is in the midst of its worst crisis in decades, property prices are crumbling, the sharemarket has plunged 40% in less than [...]

2014-05-01T04:30:24+09:30October 11th, 2013|FinSec Post, UK Pension Transfers|

Is a SMSF for you?

Self managed superannuation funds (SMSFs) are the buzz-word of the Australian Financial landscape in 2013. Suddenly, everyone wants one or wants to work out if SMSF's are applicable to their specific situation. SMSFs hold 31.2% of all superannuation assets and are growing in number at the rate of 7%pa.  Research indicates that 1.4 million people are considering establishing their own SMSF in the next three years.  Are you also one in that million? Finsec Partners have been specialising in providing high-level strategic professional SMSF [...]

2014-05-01T04:17:57+09:30October 11th, 2013|FinSec Post, SMSF, Superannuation|

‘THE SCREAM’

This month's issue of our newsletter 'The View' features a picture of 'The Scream' by expressionist Edvard Munch. The Scream is the popular name given to each of four versions of a composition, created as both paintings and pastels, by the Expressionist artist Edvard Munch between 1893 and 1910. Der Schrei der Natur (The Scream of Nature) is the title Munch gave to these works, all of which show a figure with an agonized expression against a landscape with a tumultuous orange sky. Arthur Lubow has described The Scream as "an icon of modern art, [...]

2013-07-05T04:40:17+09:30July 5th, 2013|FinSec Post|

NO WILL? IS IT REALLY A PROBLEM? YOU BE THE JUDGE.

Ten years ago Mattt and Tom set up in business together selling high level technical advice to the   physics departments of universities. The business operates via a company in which Matt and Tom each hold equal numbers of shares and is very successful. Both Matt and Tom make significant amounts of money from the business. Matt uses most of his share to fund his hobby, research into the abstruse aspects of nuclear physics while Tom has more conventional investments. Tom [...]

2014-05-01T04:19:37+09:30July 5th, 2013|Estate Planning, FinSec Post|
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