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Legal Information and Disclosures

Legal Information and Disclosures

This memorandum expresses the views of the author as of the date indicated and such views are subject to change without notice.  FinSec Partners has no duty or obligation to update the information contained herein.

This memorandum is being made available for educational purposes only and should not be used for any other purpose.  The information contained herein does not constitute and should not be construed as an offering of advisory services or an offer to sell or solicitation to buy any securities or related financial instruments in any jurisdiction.  Certain information contained herein concerning economic trends and performance is based on or derived from information provided by independent third-party sources.  FinSec Partners believes that the sources from which such information has been obtained are reliable; however, it cannot guarantee the accuracy of such information and has not independently verified the accuracy or completeness of such information or the assumptions on which such information is based. 

This memorandum, including the information contained herein, may not be copied, reproduced, republished, or posted in whole or in part, in any form without the prior written consent of FinSec Partners.

FinSec Partners Pty Ltd is a member firm and corporate authorised representative of Kaizen Wealth Pty Ltd  ABN 19 608 040 062  AFSL 480 797.

 

FinSec Partners Disclaimer

Any advice contained in this document is general advice only and does not take into consideration the readers’ personal circumstances. To avoid making a decision not appropriate to you, the content should not be relied upon or act as a substitute for receiving financial advice suitable to your circumstances. Any reference to the readers’ actual circumstances is entirely coincidental. When considering a financial product please consider the Product Disclosure Statement. Kaizen Wealth and its representatives receive fees and brokerage from the provision of financial advice or placement of financial products.

FinSec Partners Pty Ltd is a member firm and corporate authorised representative of Kaizen Wealth Pty Ltd  ABN 19 608 040 062  AFSL 480 797.

AMP Capital Disclaimer

Important note: While every care has been taken in the preparation of this document, AMP Capital Investors Limited (ABN 59 001 777 591, AFSL 232497) and AMP Capital Funds Management Limited (ABN 15 159 557 721, AFSL 426455) make no representations or warranties as to the accuracy or completeness of any statement in it including, without limitation, any forecasts. Past performance is not a reliable indicator of future performance. This document has been prepared for the purpose of providing general information, without taking account of any particular investor’s objectives, financial situation or needs. An investor should, before making any investment decisions, consider the appropriateness of the information in this document, and seek professional advice, having regard to the investor’s objectives, financial situation and needs. This document is solely for the use of the party to whom it is provided.